Most people don't know what a term policy is. They know what their rent costs, they know they'd be in trouble if they couldn't work, and they know their family needs to be taken care of.
Age
Gender
Nicotine
Health Class
State
Billing
Layer 1 — Job Loss Protection
How much of your rent or mortgage needs protecting if you lose your job?
$—
per month
Monthly Job Loss Benefit
Pays $2,000/month for up to 4 months if you lose your job. Requires W-2 employment and 3 months with current employer. Underwritten by Lloyd's of London via Tokio Marine.
Layer 2 — Accident / Sickness Benefit
If you got hurt and couldn't work, how much would you need each month?
$—
per month
Monthly Disability Benefit
$2,000/mo
$300/mo$3,000/mo
Pays $2,000/month if disabled due to accident or sickness. Assurity Life Insurance Company. Rider attached to your term life policy.
Layer 3 — Life & Family Protection
If you were gone, how much should your family receive each month?
$—
per month
Monthly Income for Your Family
$3,000/mo
$500/mo$10,000/mo
Coverage Period
Monthly to Family
$3,000/mo
Annual Tax-Free
$36,000/yr
Tax-Equivalent Annual Value
$47,368/yr
$36,000 ÷ (1 − 24%) = $47,368
Tax Rate
%
The lump sum death benefit is paid income-tax free. To generate this same income from a taxable source, your family would need this much more.
Provides $3,000 tax-free per month for 20 years. Assurity Life Insurance Company.
Your Total Monthly Premium
$—/mo
Enable one or more layers above to see your quote.
Job Loss
$—
Disability
$—
Life & Family
$—
Male · Age 35 · NS
Preferred Plus
Florida
1 layer active
Daily Cost
—
Daily Life Benefit
—
Life Days Payable
—
Ascendant Benefits LLC · Licensed Insurance Agency · Fort Myers, FL · (239) 402-1199 · [email protected]
Life coverage: Assurity Life Insurance Company, Lincoln NE · Job loss: Lloyd's of London via Tokio Marine (TPA: Omega)
Rates illustrated for FL. Final premium subject to underwriting. Not available in New York. Job loss requires W-2 employment.